*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Open Sans',sans-serif;color:#111;padding-top:0}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}

/* TOP BAR */
.top-bar{position:fixed;top:0;left:0;right:0;height:38px;background:#F8EA37;z-index:9001;display:flex;align-items:center;justify-content:center;padding:0 64px}
.top-bar-inner{max-width:1200px;width:100%;display:flex;align-items:center;justify-content:space-between}
.top-bar-left,.top-bar-right{display:flex;align-items:center;gap:16px}
.top-bar a,.top-bar span{font-size:11px;font-weight:700;color:#092737;text-transform:uppercase;letter-spacing:.6px}
.top-bar a:hover{opacity:.65}
.tb-sep{color:#092737;opacity:.4}

/* NAV */
nav.tol-nav{position:fixed;top:38px;left:0;right:0;z-index:9000;background:transparent;display:flex;align-items:center;justify-content:center;padding:0 64px;height:120px}
.nav-inner{width:100%;display:flex;align-items:center;justify-content:space-between}
nav.tol-nav .logo img{height:54px;width:auto;display:block}
.tol-nav-bg{position:absolute;top:0;left:0;right:0;height:120px;z-index:-1;background:rgba(9,39,55,.95);transform:translateY(-100%);transition:transform .35s ease,height .3s ease}
nav.tol-nav:hover .tol-nav-bg,nav.tol-nav.tol-scrolled .tol-nav-bg{transform:translateY(0)}
nav.tol-nav.tol-dropdown-open .tol-nav-bg{transform:translateY(0);height:360px}
nav.tol-nav .links{display:flex;align-items:center;gap:8px}
nav.tol-nav a.nav-link{font-size:13px;font-weight:600;color:rgba(255,255,255,.85);text-transform:uppercase;letter-spacing:.8px;padding:8px 12px;border-bottom:2px solid transparent;transition:color .2s,border-color .2s}
nav.tol-nav a.nav-link:hover,nav.tol-nav a.nav-link.active{color:#fff;border-bottom-color:#F8EA37}
nav.tol-nav a.nav-cta{background:#F8EA37;color:#092737;font-size:13px;font-weight:700;padding:10px 20px;text-transform:uppercase;letter-spacing:.8px;margin-left:16px;transition:opacity .2s;display:inline-block}
nav.tol-nav a.nav-cta:hover{opacity:.85}
nav.tol-nav a.nav-drop-link{display:block;padding:9px 48px 9px 0;font-size:12px;font-weight:600;color:rgba(255,255,255,.75);text-transform:uppercase;letter-spacing:.8px;transition:color .15s;white-space:nowrap}
nav.tol-nav a.nav-drop-link:hover{color:#F8EA37}
button.nav-hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none;padding:4px}
button.nav-hamburger span{width:24px;height:2px;background:#fff;display:block}
.mob-overlay{display:none;position:fixed;inset:0;background:#092737;z-index:8999;flex-direction:column;align-items:center;justify-content:center;gap:8px}
.mob-overlay.open{display:flex}
a.mob-link{font-size:20px;font-weight:600;color:rgba(255,255,255,.8);text-transform:uppercase;letter-spacing:1px;padding:16px;transition:color .2s}
a.mob-link:hover,a.mob-link.active{color:#F8EA37}
button.mob-close{position:absolute;top:24px;right:32px;background:none;border:none;color:#fff;font-size:32px;cursor:pointer}
.nav-item-drop{display:flex;align-items:center}
.nav-dropdown{position:fixed;top:158px;left:0;right:0;background:transparent;padding:20px 0 24px;opacity:0;pointer-events:none;transition:opacity .2s ease .15s;z-index:8998}
.nav-dropdown.drop-open{opacity:1;pointer-events:auto;}

@media(max-width:900px){.top-bar{display:none}nav.tol-nav{top:0;padding:0 24px}.nav-dropdown{top:120px}nav.tol-nav .links{display:none}button.nav-hamburger{display:flex}}
@media(max-width:600px){nav.tol-nav{padding:0 20px}}

/* HERO */
.hero{background:#092737;padding:80px 64px 72px;min-height:70vh;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:center}
.hero::before{content:'';position:absolute;inset:0;background:repeating-linear-gradient(45deg,rgba(255,255,255,.015) 0,rgba(255,255,255,.015) 1px,transparent 0,transparent 50%);background-size:20px 20px}
.hero-inner{max-width:1200px;margin:0 auto;position:relative}
.hero-tag{display:inline-block;background:#F8EA37;color:#092737;font-size:11px;font-weight:700;letter-spacing:3px;text-transform:uppercase;padding:4px 12px;margin-bottom:20px}
.hero h1{font-size:52px;font-weight:800;color:#fff;line-height:1.05;max-width:720px;margin-bottom:16px}
.hero p{font-size:16px;font-weight:300;color:rgba(255,255,255,.65);max-width:560px;line-height:1.7;margin-bottom:32px}
.hero-breadcrumb{font-size:12px;color:rgba(255,255,255,.35);margin-bottom:24px}
.hero-breadcrumb a{color:rgba(255,255,255,.35)}
.hero-breadcrumb a:hover{color:#F8EA37}
@media(max-width:900px){.hero{padding:48px 24px}.hero h1{font-size:34px}}

/* SECCIONES */
.section{padding:72px 64px}
.section-inner{max-width:1200px;margin:0 auto}
@media(max-width:900px){.section{padding:48px 24px}}

/* BANNER CTA */
.banner{background:#F8EA37;padding:64px}
.banner-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:40px;flex-wrap:wrap}
.banner h2{font-size:32px;font-weight:800;color:#092737;margin-bottom:10px}
.banner p{font-size:15px;color:rgba(9,39,55,.72);max-width:480px;line-height:1.6}
.banner-btn{background:#092737;color:#fff;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;padding:14px 32px;white-space:nowrap;transition:opacity .2s}
.banner-btn:hover{opacity:.85}
@media(max-width:900px){.banner{padding:40px 24px}.banner-inner{flex-direction:column;align-items:flex-start}}

/* FOOTER */
footer{background:#092737;padding:52px 64px}
.footer-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;margin-bottom:40px}
.ft{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;color:#F8EA37;margin-bottom:16px}
.fl{display:flex;flex-direction:column;gap:8px}
.fl a{font-size:13px;color:rgba(255,255,255,.5);transition:color .2s}
.fl a:hover{color:#fff}
.footer-bottom{max-width:1200px;margin:0 auto;border-top:1px solid rgba(255,255,255,.08);padding-top:24px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}
.footer-bottom span,.footer-bottom a{font-size:12px;color:rgba(255,255,255,.3)}
.footer-bottom a:hover{color:#F8EA37}
@media(max-width:900px){footer{padding:40px 24px}.footer-grid{grid-template-columns:1fr 1fr;gap:32px}}
@media(max-width:600px){.footer-grid{grid-template-columns:1fr}}